Benson Financial Group

 

Welcome to Benson Financial Group. Our mission is to bring value to peoples’ lives. It is our passion to be more than simply an investment provider to our clients, and we seek  to establish  a trusted adviser-client relationship while helping our clients build their entire financial home.

  

 

Our SERVICES include…

·      comprehensive financial planning and wealth management strategies

·      business planning

·      estate planning

·      retirement planning (including planning involving many of the state funded pension systems, especially PSRS/PEERS and MOSERS)

·      college funding strategies

•    property and casualty insurance (including home, auto, boat, RV, motercycle, ATVs, umbrellas, renters, and rental property insurance)

•    life insurance 

  long-term care

•   Medicare supplemental insurance

 

Our FIRM

·      is aligned with an independent broker-dealer, National Planning Corporation (NPC), and our independence helps us to find the best solutions to meet the needs of our clients in the most suitable and cost efficient manner possible.

·      makes it a priority to be transparent about cost and compensation—we are compensated through both commissions and fees, but whenever possible we prefer to provide fee-based service because it’s our belief that our compensation should be tied directly to the performance of our clients’ accounts.

·      utilizes a teamwork approach in the planning process.

 

Our TEAM

·      collectively possesses Series 6, 7, 63, 65, and 66 securities licenses, and each of us is licensed in health and life insurance for many different states, including those that make up the local tri-state area.  

·      collectively brings over 28 years of experience in financial services to our clients.

·      has access to several larger financial networks (E3 Consultants Group, Dave Ramsey, Strategic Partners, Inc., Ameritime, Inc., Midwest College Planning Network, and Brokerage Unlimited, Inc.) who provide us access to an even greater depth of knowledge and support that can be passed on to our clients.

·      is a part of an integrated resource network comprised of legal, mortgage, tax, insurance, and investment specialists. 

 

*Being a Dave Ramsey Endorsed Local Provider does not qualify a financial professional to give investment advice, and is not a guarantee as to the quality of services provided.

 

 Please Note: The information being provided is strictly as a courtesy. When you link to any of the web sites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our web site and assume total responsibility and risk for your use of the site you are linking to.

 

 

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Savings Accumulation

Estimate the future value of your current savings.

Disability Income Insurance

How much Disability Income Insurance do you need?

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Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

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