February 2026

Rebecca Luebrecht |

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The Bond Family: Ruthie, Moriah Fitzgerald, Abi, Javan, Mark, Rachel, Ben Fitzgerald, Valerie, and Kayden

Employee Spotlight: Mark Bond

On May 22, 2011, an F5 tornado ripped through Joplin, Mo., leaving 158 people dead and more than a thousand injured. Just two miles north of the storm’s path, Mark Bond was a staff member of a local church.

For the next four months, Mark’s role in production and technology became a hub for disaster relief, coordinating large supply loads ranging from bottled water to plywood.

Mark was humbled and changed by the experience as he walked into his home each evening, where his wife and children slept safely.

“I remember coming in and weeping from a mixture of appreciation and survivor’s guilt. It was a hard—yet touching—season that reshaped my heart,” he said. “Everyone came together, and the churches became one unified force.”

With 27 years spent in full-time ministry, Mark has a deep understanding of what it means to serve God both inside the church and in the everyday mission field.

After growing up in Macon, Mo., Mark attended Central Christian College of the Bible in Moberly, Mo. His dad, a full-time pastor, also served there as an adjunct professor.

Mark knew almost everyone on campus—except one shy girl named Rachel. Around the same time Mark noticed her, their families became friends after sharing a meal at freshman orientation.

Mark and Rachel married two years later and eventually had three children—Ruthie, Moriah, and Javan.

When their youngest was off to school, Rachel also began working in a special education classroom. Through that experience, they were reminded of a long-ago whisper from God. As far back as their dating years, adoption had been on their hearts.

“Rachel came home and asked for prayer for a boy named Kayden because ‘something wasn’t right in his world,’” Mark said. “So, we began praying for him.”

A short time later, Rachel learned Kayden had been removed from his foster home and needed a safe place to go for the weekend. She and Mark quickly agreed to bring him home, and that weekend turned into a year and a half—until Kayden was reunified with his family.

Deeply touched by the experience, the Bond family continued fostering, embracing it as a family ministry.

“We wanted to model that ministry is something you live out daily,” Mark said. “We had family meetings before anyone new came into our home. Sometimes the kids even had their own meetings, then came to us and said, ‘We think it’s time to bring another kid in.’”

A change in ministry relocated the Bonds to Indiana. It was there that they learned Kayden had returned to foster care. When his caseworker asked what he wanted most, Kayden’s answer was immediate: he wanted to live with “Mr. Mark and Ms. Rachel forever.” In ways that only God can do, Kayden got his wish and was welcomed into the Bond family through adoption.

But God wasn’t finished. When sisters Valerie and Abigail were placed with them, the Bonds knew the girls were meant to stay. Through adoption, their family grew by two more.

During the pandemic, the family of eight relocated from Indiana to Quincy, Ill., to serve a local church. Toward the end of 2024, the church underwent a staffing restructuring, and Mark learned that his position would need to be eliminated. Thankful the church gave him ample notice to prepare, Mark and Rachel began considering what might be next.

Rachel had recently interviewed for a position at Benson Financial Group and was asked to bring Mark along for a second meeting.

Although Rachel had essentially been offered the job, the couple was honest about their uncertainty regarding their future. BFG leadership was understanding—and as they learned more about Mark’s background, they recognized his skills aligned with a needed paraplanner role.

In a turn of events, Mark accepted the position, and they decided for Rachel to stay home.

Mark now splits his time between the Hannibal and Quincy offices, working behind the scenes with a major focus on planning and technology—along with countless other tasks.

Mark is grateful for how the Lord was ahead of his story and brought him to the amazing place that is BFG.

“After spending more than half my life in church work, I am thankful for the opportunity to be a Christ-follower in a ‘secular’ industry,” he said. “Real ministry can absolutely flourish outside the walls of a church building.”

Mark leans on this verse:

His pleasure is not in the strength of the horse, nor his delight in the legs of the warrior; the Lord delights in those who fear him, who put their hope in his unfailing love. Psalm 147:10

Mark reflected, “As the provider, I can be task-driven, and this reminds me that His pleasure doesn’t come from me checking all the boxes. I always want to work hard and bring Him glory in all I do, but His true pleasure is that I place my hope in Him.” 


 

/A Review of the 2025 Market

By Aaron Hill, CFP®

The economy remained on solid footing in 2025, even as markets experienced periods of volatility. Lower inflation, declining interest rates, and steady employment helped support overall economic and market stability.

Stock Market Performance

Stocks had another strong year in 2025, as most market benchmarks enjoyed their third straight year of double-digit returns. S&P 500 companies, in aggregate, grew earnings at a double-digit pace in 2025. The technology sector produced some of the strongest earnings growth and best returns last year, as large-cap growth companies outperformed large-cap value companies.

The historic volatility that almost ended the bull market to begin April was driven mostly by tariffs and uncertainty. Once tariffs were reduced or removed, the major averages quickly recovered and reclaimed prior highs. The S&P 500 dropped to 19% below its record high (on April 8) but ended more than 16% higher for the year. Since 1980, the S&P 500 has averaged an 11% annual gain (excluding dividends) and a 14% maximum intra-year drawdown.
 

An intra-year drawdown is the largest drop 
the market experiences from its high point during a 
year—even if it finishes the year higher.
 

International Equities

International equities, including emerging markets, outperformed U.S. equities during 2025, and the MSCI EM Index ended the year with an impressive 34.3% return, boosted by a 9% drop in the U.S. dollar based on the DXY U.S. Dollar Index.

International investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors. (92-LPL) 
The MSCI EM (Emerging Markets) Index is a free float-adjusted market capitalization weighted index that is designed to measure the equity market performance of the emerging market countries of the Americas, Europe, the Middle East, Africa and Asia.

Interest Rates

Lower interest rates are good for both stocks and bonds. The Bloomberg U.S. Aggregate Bond Index gained more than 7% in 2025, as the Federal Reserve lowered its target rate over the course of the year and inflation moderated.

Labor Market

For now, the labor market is stable, and there’s economic strength from tax refunds and improved productivity—centered around corporate efficiency—to continue moving the economy forward this upcoming year. Unemployment data at the end of 2025 showed a slight decline from 4.5% to 4.4%, with hourly earnings growing 3.8% year over year, outpacing inflation.

Worth Watching

Looking ahead to 2026, stocks face some of the same challenges they did in 2025. While tariffs may play a smaller role, policy uncertainty around Affordable Care Act enhanced subsidies, January deadlines for more congressional budgetary bills, and the 2026 midterm elections could contribute to increased volatility in the year ahead. That said, economic support includes fiscal stimulus, the potential for additional Federal Reserve rate cuts, and significant artificial intelligence investments in the near-term future.

Sources: LPL Financial
This material is for general information and educational purposes only and is not intended to provide specific advice or recommendations for any individual.
Investing involves risk including the loss of principal. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. 

 

From left, Connie Benson, Maria Goff, Bob Goff, and Pat Benson

/Turn the Page with Connie

By Connie Benson


My February reading recommendations are the perfect pair—just like their authors, husband and wife Bob Goff and Maria Goff. Written separately, each book shines light into a dark world.

This world certainly needs more people like Bob and Maria Goff—they are the real deal. Their love for God and people shows up daily.

In December, Pat and I experienced the couple’s heart and devotion to serve firsthand while attending a four-day couples conference hosted by Bob and Maria.

Bob, an extrovert with a love for people and adventure, made the conference fun and memorable. Maria, with a gift for hospitality, made everyone feel comfortable and right at home with her warm smile and encouraging words.

In Love Does, Bob challenges readers to live with meaning through simple acts of love and faith. His whimsical stories are fueled by a passion for people, and through them, readers learn what it truly means to love.

In Love Lives Here, Maria encourages readers to use their gifts fully and declare where love lives. Through meaningful connections and intentionality, she reminds us that living out God’s plan often means stepping forward without clear instructions.

These two books touched my heart and soul and left a lasting impression long after I turned the last page.


 

/We are celebrating 30 years!

Whether you visit our office, receive a note from our team, hear a commercial, or pass one of our billboards, you may notice something special happening at Benson Financial Group in 2026. This year marks 30 years since Pat Benson founded BFG in 1996—a milestone we’re grateful to celebrate with the clients, families, and community who have been part of our story from the very beginning.

As the year unfolds, we’ll be celebrating in meaningful ways—by sharing nostalgic photos on social media and featuring special 30-year-themed spotlights that reflect where we’ve been and how we’ve grown.

These reflections will be sprinkled throughout the year alongside our traditional employee spotlights, as we honor both the people who built this firm and the dedicated team who continue to serve our clients today. It’s a year to pause, remember, and give thanks for the relationships, memories, and moments that have shaped the last three decades—and to look ahead with gratitude and purpose.


 

 

30-Year Fun Fact

When BFG first started, Pat Benson was the only advisor and worked out of his home. Many appointments with clients were home visits. During that time, Pat drove 40,000 miles a year on the road caring for client needs.


 

Did you know?  

Benson Financial Group now offers text messaging for appointment reminders! To opt in, text ACCEPT to 573-340-6180. Please note that the newsletter and other communications will continue to be sent via email.


 /Upcoming Holidays & Closings

Our office will be closed on February 16th in observance of Presidents' Day.

 

02/16/2026

Monday

Presidents' Day

04/03/2026

Friday

Good Friday

05/25/2026

Monday

Memorial Day

06/19/2026

Friday

Juneteenth

 

02/16/2026, Monday - Presidents' Day

04/03/2026, Friday - Good Friday

05/25/2026, Monday - Memorial Day

06/19/2026, Friday - Juneteenth Day

 
But Christ died for us while we were still sinners. In this way God shows His great love for us. - Romans 5:8