November 2025

Rebecca Luebrecht |

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Ben and his wife, Janelle

Their three children, Abram, Jetta, and Elijah

BFG Spotlight - Ben Strother, PhD

Long before sitting with clients at Benson Financial Group, Ben Strother sat with his dad at their kitchen table in Southern Illinois with Sunday’s business section spread between them.

“We sat together and looked at the stocks listed in the paper—he would call out the tickers and I would look for them—it was like a word search,” he said. “This was about 1994, before the internet, when the only way we knew how the market was doing was to read the paper.”

This weekly activity with his dad, along with wisdom shared from his budget-conscious mom, gave Ben a foundational interest in finance. 

Growing up in Salem, Il., surrounded by two older brothers and many friends, Ben had a typical small-town life. 

His journey to Benson Financial Group began while pursuing his passion for education. After graduating high school in 2005, Ben attended Hannibal-LaGrange University and earned a degree in secondary education.

Also meeting his wife, Janelle, at HLGU, they started building a life in the area. Teaching English, History and a variety of other subjects at Mark Twain High School in Center, Mo., Ben earned his master’s degree in education through William Woods University.

When he began teaching personal finance to seniors at Mark Twain High, a required class in Missouri, Ben knew he’d found his niche.

“Out of all the subjects, teaching personal finance was always nearest and dearest to me—maybe because my dad raised me with a keen interest in the market,” he said. “I also really liked teaching at the senior class level, and thought I might enjoy teaching higher level content and older students.”

Ben returned to HLGU, but in a much different role. Serving as the head basketball coach and professor of finance for seven years—Ben continued to further his own education. In 2020, he received his PhD in Personal Financial Planning from Kansas State University. 

Research for his PhD led Ben overseas, where he learned from financial advisors and students in Beijing, an experience that helped shape him as an advisor. Through this global lens, Ben was grateful for the overall trust and stability American investors enjoy in the US market.

“It was an eye-opening experience,” he said. “Sitting across the table from financial planners in China made me realize how differently other cultures approach money—and how much we take for granted here.”

When Ben’s small-town roots met this broadened horizon, he gained a person-first perspective that deepened his financial guidance. He wants clients to know freedom from anxiety—no matter what their portfolio looks like.

“I’ve learned that when you sit across the table from people, that’s what they are—people,” he said. “Some people might be anxious about pennies; some might be anxious about millions. It’s not about the amount of money they have, it’s about how they feel about it. You can’t just tell people, ‘You shouldn’t feel that way.” You’ve got to dig deeper and help them understand the freedom they can have.”

Ben joined the BFG team in 2022. 

After meeting with BFG leadership, Ben appreciated that they supported and shared his client-first approach, and his passion for educating others. He immediately recognized the firm’s focus on faith and relationship building aligned with his own values.

Ben has found fulfillment serving clients with the BFG team and growing through the mentorship of senior advisors Pat Benson, Justin Gibson, Jeriod Turner, and Steve Hill (who retired last year).

“The big thing here is the heart everyone has for loving and serving people well,” Ben said. “It’s not a transactional atmosphere. Our work is about aligning our hearts with our faith and seeing how that can really come to life in this industry.”

Ben also enjoys serving with Janelle. Along with raising their three children together—Elijah, 10, Jetta, 7, and Abram, 4—the couple is also active at Believer’s Church, and mentors through the United Way of the Mark Twain Area’s RISE program. 

The RISE program is a 17-week program providing one-on-one financial coaching, where Ben and Janelle help individuals with money management and budgeting. Through RISE, Ben was again blessed to look through another lens.

“People usually come to the program because they really need help managing it all,” he said. “And we empower them with the tools and confidence to know they can do it.”

Jeriod Turner, BFG partner and advisor, said Ben brings wisdom and heart to the team.

“Ben combines deep industry expertise with genuine care for each client as an individual,” he said. “This creates lasting value to our clients and our firm.”

Ben’s faith and his approach to financial planning is reflected in this verse:

God is able to make all grace abound to you, so that having all sufficiency in all things at all times, you abound in every good work. — 2 Corinthians 9:8

“This world often leans toward fear or scarcity,” Ben said. “But God calls us to live in His abundance—and to use that abundance to do good work.”


/Q3 2025 Market & Economic Recap

Domestic Markets: 

Fresh records continued to be set across all major U.S. indices, with growth and small cap sectors leading the way over their counterparts (Russell 1000 Growth up +10.5%; Russell 2000 Small Cap up 12.4%). The Russell 3000 (a measure of total stock market performance) was up over 8%. 

Major themes: 

Enthusiasm around artificial intelligence, expectations for multiple rate cuts now in 2025 from the Federal Reserve, strong Q2 corporate earnings and GDP data supported by strong consumer spending, all created tailwinds for equity markets. 

International Markets: 

Emerging markets (MSCI EM Index up almost 11%) outperformed U.S. and International Developed equities during Q3. 

Bonds: 

Core bond prices gained 2% in Q3. August treasury auctions were weak and worrisome, but September auctions showed good demand, especially for 10-year notes. Corporate bonds, including high-yield corporate bonds, were up over 2.5% for the quarter as well. 

Commodities: 

Silver and gold continued to show incredible strength during the quarter, up over 29% and nearly 17% respectively. Grains declined during the quarter and crude oil stayed relatively flat as it continues to deal with various international pressures. 

The Russell 1000 Index consists of the 1,000 largest companies by market capitalization in the Russell 3000 Index, which represents approximately 90% of the total market capitalization of the Russell 3000 Index. It is a large-cap, market-oriented index and is highly correlated with the S&P 500 Index. Indexes are unmanaged and cannot be invested in directly. 
The Russell 2000 Index is generally representative of the 2,000 smallest companies by market capitalization in the Russell 3000 index, which represents approximately 10% of the total market capitalization of the Russell 3000 Index. 
The MSCI EM (Emerging Markets) Index is a free float-adjusted market capitalization weighted index that is designed to measure the equity market performance of the emerging market countries of the Americas, Europe, the Middle East, Africa and Asia. 
The prices of small cap stocks are generally more volatile than large cap stocks. 
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Bonds are subject to availability, change in price, call features and credit risk.
The market value of corporate bonds will fluctuate, and if the bond is sold prior to maturity, the investor’s yield may differ from the advertised yield.  The fast price swings in commodities will result in significant volatility in an investor’s holdings. Commodities include increased risks, such as political, economic, and currency instability, and may not be suitable for all investors.
 

/Quincy Hosts After Hours Chamber Event

Last month, Benson Financial Group was honored to partner with the Quincy Chamber of Commerce to host a Business After Hours event.

“I always love doing our Business After Hours events where everybody gets together connecting, talking and celebrating our businesses,” Bruce Guthrie, president of the Quincy Chamber of Commerce, told the crowd.

It truly was a celebration of local business and the creative talents of BFG’s team. Guests enjoyed BFG-branded cookies by Jen Leonard of Jen’s Little Cookie Jar and food from JJ’s Catering. Balloon towers created by Amanda Tuley decorated the inside while Logan Cain’s mixed mocktails were served outside.

As the crowd gathered, Bruce stood beside Pat and Connie Benson and recalled the Quincy office ribbon-cutting, “It was such an amazing day and now here we are just two-and-a-half years later celebrating an After Hours.”

Pat thanked Bruce for Quincy Chamber of Commerce’s service to community businesses, and for a warm welcome from the local business community.

“Many of you standing on the parking lot here are responsible for making Quincy what it is today,” Pat said. “Thank you for all you do every day for this community.”

When BFG celebrates 30 years in April, Quincy will be an intricate part of that milestone, with many clients traveling across the river long before the Quincy location opened. 

“Being in Quincy has been more than we ever expected,” he said. “I don’t know what the future holds, but if it keeps progressing as it has over these last two years—it’s going to be a fun ride.”
 

Pat spoke to the crowd outside the Quincy office while guests gathered under a tent provided by Celebrations, Party & Event Rental. Traffic cones to block the parking lot were provided by Keith Gable.

BFG-branded cookies by Jen Leonard of Jen’s Little Cookie Jar.

 


 

The book ministry table in Hannibal, book selections are also available in our Quincy office.

/Share A Passion for Reading!

Did you know that you can take home some great reading material when you visit us at Benson Financial Group?

Stemming from Connie Benson’s passion for reading and inspiring others to read, our Hannibal and Quincy offices keep a variety of Christian non-fiction titles available for clients. The books have been read by and are personally recommended by Connie.

Connie’s book ministry began in 2010 when Justin Gibson suggested she keep a list of her top 25 recommended books.

“I am a ferocious reader, and I love telling everyone about my favorite books,” she said. “So, Justin suggested a recommended book list for friends and family. I had in mind that clients might enjoy it too.”

When the Hannibal office expanded to the other side of the building on Progress Road, the team made space to showcase books and make them available for clients to keep. The Quincy office adopted the same ministry when they opened.

The selection is periodically updated to add new favorites. 

“These are some of the books I love,” Connie said. “And I want our clients to enjoy them too.”

Next time you visit one of our offices, be sure to look at the book table, and take one home. And if you are hungry for more reading, request a copy of Connie’s top 25 recommended books, which is updated as she finds new favorites.

Also, keep an eye out for an exciting book update in the December newsletter!
 


 

Save the Date!

 

 


 /Upcoming Holidays & Closings

 

 

Wishing everyone a joyful and plentiful Thanksgiving!

 

11/11/2025

Tuesday

Veterans Day

11/27/2025

Thursday

Thanksgiving

11/28/2025

Friday

Closed

12/24/2025

Wednesday

Christmas Eve

12/25/2025

Thursday

Christmas Day

01/01/2026

Thursday

New Year's Day

01/19/2026

Monday

Martin Luther King Day

 

11/11/2025, Tuesday - Veterans Day

11/27/2025, Thursday - Thanksgiving

11/28/2025, Friday - Closed

12/24/2025, Wednesday - Christmas Eve

12/25/2025, Thursday - Christmas Day 

1/01/2026, Thursday - New Year's Day

01/19/2025, Monday - Martin Luther King Day


Give thanks to the Lord, for He is God, His steadfast love endures forever. –Psalm 136:1