July 2026
Paul Littleton, Client Service Representative
Employee Spotlight: Paul Littleton
For Paul Littleton, summer days were meant for baseball.
Usually on the ball field from sun-up to sundown, he stopped playing only to run home for lunch and dinner. Paul quickly moved from outfield to first base and made the Little League all-star team.
One day, he was surprised to discover his favorite position.
“During practice I was critiquing our catcher. So, my coach handed me the gear and told me to get behind the plate,” Paul recalled, with a laugh. “Turns out, I loved catching—and I never looked back.”
When ball season ended and the days were too cold to play, Paul could be found in the local library with a stack of books about sports biographies and U.S. history.
While attending Quincy High School, Paul’s passion for sports sparked interest in another field—broadcasting.
Paul joined a radio/TV workshop where students built their own studio in the classroom with equipment donated by the local radio station, KGRC. Paul was part of a nightly broadcast five nights a week on the cable network, and helped produce nine TV shows that aired on Channel 7.
He also began amateur disc jockeying and performing comedy skits with his best friend.
“My good buddy in high school was extremely funny, and we would do little skits,” he said. “So, he was the funny guy, and I was the straight man for him.”
The Monday after his high school graduation, Paul walked into Gardner Denver to join the workforce. He spent five and a half years there and later moved to Moorman Manufacturing for another seven and a half years.
In his early 30s, Paul found his childhood passions calling back. Combining his love of sports and history with a desire to work with kids, he went back to college. While working part-time at Emery Air Freight and attending Quincy University, Paul graduated at age 37 with a bachelor’s in history and a minor in English.
Paul went on to teach at Unity High School in Mendon, starting with at-risk students and then teaching high school history for four years before moving to the middle school, where he taught history for the remainder of his 25-year teaching career.
Paul knew that many students walked into his classroom convinced they wouldn’t enjoy the class. Each year, he asked his students—promising them they wouldn’t get in trouble—how many disliked history.
When the hands shot up, Paul told them, “All I ask is that you give me the chance to change your mind.”
“A lot of them did change their minds,” Paul said. “I really miss being in front of the kids, telling an incredible story about U.S. history.”
Sports also never left Paul’s life. In addition to teaching, he coached at Mendon for 35 years, covering nearly every sport the school offered except football and volleyball. He has coached middle school and high school baseball, and high school softball, cross country, track and golf.
Paul started playing men’s fast-pitch softball at age 14 and continued until he was 50. In his final years of playing, he helped run leagues for local teams.
Over time, persistent knee problems forced him to give up the sport he loved. Paul believes that turning point nudged him to grow in his faith.
Paul grew up Catholic but began attending a Protestant church in his early 20s when he met his late wife, Kathy, and came to faith during a revival.
“When my knees went bad on me, I found myself much more involved in church and ministry,” he said.
“I have wondered if God took away my knees to change my priorities.”
Paul served as a deacon at Lighthouse Baptist Church for 20 years and ministered through AWANA. He now coordinates snacks for Young Life each month and helps clean the church on Friday mornings.
Paul and Kathy married at age 20 and shared 38 years together before she passed away unexpectedly during heart surgery in 2012. They raised one son, Mathew, whose own love for athletics led him into coaching. He now serves as head men’s cross-country and track and field coach, while his wife, Krista, coaches the women’s program.
Later, God brought Paul’s current wife Melody into his life. He described Kathy as a “wonderful lady,” and now speaks just as warmly of Melody as “equally wonderful.”
Before Melody came into Paul’s life, he knew he was ready to move into a new career. Although he still has a passion for teaching, he was not interested in learning the new technologies that were suddenly a requirement of the job.
He instead began to train with Pat’s brother, Mark Benson, to offer insurance services. While learning insurance, he was housed at Benson Financial Group’s Hannibal office.
Paul soon realized, however, that he didn’t have the network or personality for that kind of sales work. Instead, he began quietly volunteering to help on various projects at BFG.
After seeing the difference Paul made—particularly during a major broker-dealer transition to LPL—Pat made sure Paul was compensated and brought him on part-time with the client service team.
After leaving education when technology began changing the classroom, Paul laughs that he now spends much of his day working on a computer at BFG. The adjustment has been worth it, and he is grateful to be part of the team.
A favorite verse that has guided Paul through his life is 1 Corinthians 9:22.
To the weak I became weak, to win the weak. I have become all things to all people so that by all possible means I might save some. — 1 Corinthians 9:22
“What that basically means is that you meet people where they are,” Paul said. “You don't try to find the differences; you try to find the commonalities.”
The Power of a 529 College Savings Account
When it comes to preparing for college costs, few tools are
as effective, or as underutilized, as the 529 College Savings Plan.
Whether you're a parent, grandparent, or simply someone looking to help a loved one with education expenses, a 529 plan can offer significant advantages, especially for residents of Illinois and Missouri
What Is a 529 Plan?
Recent changes within the One Big Beautiful Bill Act (OBBBA) have expanded uses to include up to $20,000 annually for K–12 tuition and certain apprenticeship programs.
A 529 plan is a tax-advantaged investment account designed specifically for education savings. Funds can be used for a wide range of qualified expenses, including tuition, fees, books, supplies, and even room and board.
Additionally, through the Secure Act 2.0, unused funds (up to a limit) can now be rolled into a Roth IRA under specific conditions. This adds flexibility for our Benson Financial Group families worried about overfunding a 529 plan.
WHY ILLINOIS AND MISSOURI RESIDENTS HAVE AN EDGE
Bright Start in Illinois and MOST 529 in Missouri are two state-sponsored 529s. These plans come with some notable perks:
State Tax Deductions: Illinois residents can deduct up to $10,000 per individual (or $20,000 for married couples) in contributions from their state income taxes each year. Missouri offers similar deductions. Up to $8,000 per individual ($16,000 for married couples).
- No Residency Requirement for Beneficiaries: One misconception is that you must use your 529 account in the state where it is from. That’s not correct. You don’t have to use the plan in your home state. For example: A child can live in Missouri, have a Bright Start account in Illinois, and attend college anywhere in the country.
Tax Advantages and Long-Term Growth
The biggest draw of a 529 plan is tax-free growth. Contributions grow tax-deferred, and qualified withdrawals are completely free from federal and often state income taxes. That can result in significant savings over the life of the plan, especially if you start early and invest consistently.
529 Plans and Estate Planning
529 plans also offer powerful estate planning benefits. Contributions qualify for the annual gift tax exclusion (currently $19,000 per beneficiary), and a special rule allows you to "superfund" a 529 by contributing five years’ worth at once
($95,000 for individuals or $190,000 for couples) without triggering gift taxes.
This allows high-net-worth families to remove substantial assets
from their taxable estates while still retaining control over how
the money is used.
Common Misconceptions
Some families worry about “locking in” their money or losing it if the child doesn’t attend college. The truth is, you can always change the beneficiary to another family member, or even yourself. And with the recent Roth IRA rollover provision, which started in 2024 as part of the Secure Act 2.0—there are now more ways than ever to put unused 529 funds to good use.
Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.
Turn the Page with Connie
By Connie Benson
When I head out for vacation, my overstuffed suitcases are often hanging on for dear life. As the zipper dangles from a split clasp and jam-packed clothes start to spill from the opening, I just put it back the best way I can and hold my breath as I zip it shut.
Once back home and exhausted from travel, I unload the ailing bag with a mental note to get a new one before the next trip, but have yet to do it.
In her book, Emotional Hoarding, Laurie Davies asks why someone would continue to carry around the same broken suitcase.
Yet don’t we do this to ourselves?
Davies says, over time we often cram our emotions inside of us, “stuffing them tight and maneuvering through life, unfazed by our soul’s splitting seams.”
Davies shares that just as we clean our overstuffed closets, we can also clean out our emotions and “uncover a path away from shame, heaviness, and isolation to an unburdened heart that lives free in Christ.”
I loved this book. If you were to read my copy, you would see the majority of the pages marked with stars at the end of sentences, words or phrases underlined, and thoughts written in the margins where she got my attention and spoke to me.
This is one of those authors who I hope writes another book very soon!
Stop by our office to grab a copy, or give us a call and we will be happy to mail you a copy. When you are done reading, pass it on to a friend!
/Moving Day: Phase One
We are excited to share another milestone in the ongoing expansion of Benson Financial Group as the first phase of office moves is now underway.
Several team members have now moved into offices on the second level of our new addition, marking the beginning of our transition into the expanded space. While some employees have settled into their permanent offices, others are working from temporary spaces as construction continues.
As part of this transition, some of our existing offices are now being used as conference rooms while construction work continues throughout other areas of the building.
In addition to these exciting interior changes, the exterior brickwork on the main entrance is also nearing completion.
This is the first of several moves still to come, and we look forward to continuing to share progress along the way.
We are incredibly grateful to our clients for your patience and flexibility throughout this process. Thank you for accommodating the temporary changes as we work toward creating an even better space to serve you.
/ BFG Welcomes High School Finance Class
A group of students recently got a firsthand look at what a career in financial advising can offer.
Financial Advisor Ben Strother, along with Client Service Coordinator Logan Cain, hosted Hannibal High School’s personal finance class in May.
From learning how advisors invest funds on behalf of clients to understanding the conversations that take place during client meetings, students explored a variety of topics to help them gauge their interest in the profession.
Students were also given time to ask questions.
Landon Nichols—who will enter his junior year this fall—said he learned a lot about how the investment world operates and the importance of real, personal relationships with clients.
“I learned that everyone who comes to Benson Financial Group is in a different season of life,” Landon said. “It’s BFG’s job to identify that and create a plan that makes the most sense.”
Ben and Logan enjoyed spending time with the class and were grateful for the opportunity to help guide their futures.
“It was really rewarding to see these young adults take an interest in bettering themselves,” Logan said. “And I’m glad I got to hang out with them.”
July Celebrations at Benson Financial Group
We are so grateful for what each staff member brings to the team!
Congratulations to Collin and Lillie Harvey! Collin Harvey and Lillie Blankenship, BFG client service representative, were married on May 22 in Amarillo, Texas. We pray for many years of happiness as they start their lives together!
Congratulations to Elaina Foreman! Elaina was recently promoted to the position of client service coordinator.
Work Anniversaries:
• Ben Strother, PhD—4 years (July 1, 2022)
• Lisa Carter, client service coordinator—9 years (July 5, 2017)
Team Birthdays
July: Jeriod Turner, BFG partner & financial advisor (July 10)
/Upcoming Holidays & Closing